PayCheckToday.com provides quick and easy loans of up to $1,000. Through PayCheckToday.com, applicants can be approved for a loan within minutes. Simply fill out the online application for instant pre-approval. The entire approval process takes about one hour, and applicants who are denied will receive an email notification.

There is no faxing required as long as all of the applicant's information can be verified. Applicants can apply for loans from $100 up to $1,000. Once approved, loans will be deposited directly into the applicant's checking account by the next business day (if approved, by 5:00 PM EST). The finance fee for loans is slightly above average at $30 per every $100 borrowed, but they do offer a very flexible repayment plan.

The loan will be automatically refinanced for the first four due dates, which correspond with your payday, and only the finance fee will be due upon those dates. After the first four due dates, you will only be required to pay $50 towards your loan principal until the loan is paid off. This repayment option provides leniency for those that need additional time to repay their loans, and loans can be paid in full at any time as long as the applicant indicates their intention to do so at least three business days prior to the due date. Qualifying for a loan is relatively easy. There are no credit checks or any of the hurdles generally associated with other loans. Applicants must receive at least $1,500 per month in employment or benefit income and have a valid checking account.

Overall, the ease of the loan application and approval process and the various refinancing and repayment options make PayCheckToday.com one of the better options available for cash advance loans.