Magic Payday works with a network of lenders to provide quick and easy loans of up to $1,000. Applicants can promptly be approved for a loan through a simple application process.

Simply fill out the online application, and then speak with a loan agent to verify your information and the details of the loan. There are normally no documents to fax, but that will depend on your qualifications and the loan amount. Qualifying for a loan is relatively easy. There are no credit checks or any of the hurdles generally associated with other loans.

Applicants must receive employment or benefit income of at least $1,000 per month, and they must have a valid checking account. Applicants can apply for loans from $150 to $1,000. Once approved, loans will be deposited directly into the applicant's checking account as early as the next business day.

The finance fee for the loan is determined during the application process, but there is a very flexible repayment plan. The loan will be automatically renewed every pay period, and only the minimum required payment will be deducted from your bank account. Additional fees will apply, but you will be able to repay your loan from future paychecks at your own pace. When you are ready to pay your loan in full, simply indicate your intentions to do so, and the full amount of the loan plus any fees will be deducted from your checking account.

Overall, the network of lenders that compete to give you the best possible loan terms and the extended repayment options make Magic Payday one of the best options available for cash advance loans.